Shenyang is enhancing its financial support for self-employed individuals, especially college students and science and technology professionals who choose to start businesses in high-tech industries. According to the Municipal Human Resources and Social Security Bureau, eligible individuals can apply for small secured loans of up to 100,000 yuan per person.
Additionally, micro-profit projects are available for unemployed individuals, disabled people, retired military personnel, their families, college graduates, and returning migrant workers. These projects allow them to access small-scale loans, typically not exceeding 50,000 yuan per person. For partnerships or organizations that create jobs, the loan limit can be up to 50,000 yuan per person, with a maximum of 500,000 yuan for the entire group. Loans can be extended for an additional two years if needed.
The government fully subsidizes the interest on these micro-guaranteed loans, making it more affordable for entrepreneurs. In addition, companies that hire labor-intensive workers and meet specific criteria—such as employing at least 30% of their workforce from eligible groups—can receive loans of up to 2 million yuan, with a term of no more than two years. The government also offers a 50% discount on the benchmark interest rate.
Financial institutions, investment agencies, and intermediaries are encouraged to provide tailored financing solutions for small and medium-sized enterprises (SMEs). Laid-off workers who take advantage of small secured loans may also be eligible for rewards based on local government regulations.
New self-employed individuals, including registered unemployed persons, military retirees, zero-employment family members, low-income households, and recent college graduates, can receive a one-time subsidy of 4,000 yuan upon starting their first business. If they operate for over a year, they may qualify for an additional one-time startup grant.
Self-employed individuals who meet flexible employment criteria can receive social insurance subsidies for up to three years. Unemployed individuals who start a business while receiving unemployment benefits will have their unemployment insurance premiums paid in full by the government.
Entrepreneurship project recommendation institutions that suggest viable ventures to eligible individuals can receive a one-time subsidy per person recommended, particularly for those from disadvantaged backgrounds.
Those who complete entrepreneurship training and obtain a certificate may be recognized as entrepreneurial leaders and receive social insurance subsidies. Enterprises led by successful entrepreneurs may also qualify for subsidies when hiring unemployed individuals.
Finally, entrepreneurs who rent business premises and hire urban registered unemployed individuals, recent graduates, low-income families, or disabled people can receive a monthly rent subsidy of 100 yuan per person, with an annual cap of 3,000 yuan. This helps reduce the initial costs of starting a business.
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